Plaid Auth
API for connecting and verifying bank account details for payments.
Explore Plaid AuthFintech / COMPANY INTELLIGENCE
Plaid
Connects financial accounts with applications and provides data, identity, fraud prevention, bank payment, and underwriting tools.
01 / THE BUSINESS
How Plaid creates value.
Financial-account connections, data services, payment tools and risk products support other applications. The business depends on reliable access, regulatory permissions and measurable customer value.
SectorFintech
Founder coverage2 profiles
Research checkedSep 18, 2026
EXPLORE THE BUSINESS FIRSTHAND
Products, platforms & programs.
Explore what Plaid builds through its official product and program pages.
Plaid Transactions
API for retrieving and organizing financial account transaction data.
Explore Plaid TransactionsOfficial product and program links; no affiliate commissions are attached to these links. Availability and eligibility are determined by the company. Research programs are not necessarily commercially available products.
02 / PEOPLE BEHIND THE COMPANY
Meet the builders.
Co-founder
Zach Perret
Zach Perret is a co-founder of Plaid. The company’s founding and leadership material provides context for its work in financial data infrastructure.
Explore founderCo-founder
William Hockey
William Hockey is a co-founder of Plaid. The company’s founding and leadership material provides context for its work in financial data infrastructure.
Explore founderSelected founders; historical founding roles are distinct from current management positions.
03 / CAPITAL & OWNERSHIP
Follow the financing.
Selected disclosed events, newest first. Announcement values describe that transaction and date; they are not current share prices. Debt, equity and secondary transactions are identified separately.
- Equity / employee liquidity
Company financing
Disclosed amountApproximately $575MNot disclosedNot disclosedNamed participants: Franklin Templeton · Fidelity Management & Research · NEA · Ribbit Capital
The company says proceeds address employee tax withholding and provide some team liquidity; do not treat the full amount as growth capital.
Read the announcement
Explore the named investors.
Names refer to the cited transactions. They do not establish current ownership, ownership percentages, or endorsement of this website.
04 / IN THEIR OWN WORDS
Watch. Listen. Form your view.
Plaid
Plaid — company videos
Product demonstrations, company presentations and original updates. Browse the channel for the latest available material.
Visit original material ↗Interviews reflect the speaker’s perspective at publication. Company statements are not independent verification.
05 / EDITORIAL ANALYSIS
The opportunity. The open questions.
Our interpretation of the business model and cited sources, not a valuation or a recommendation.
The case to investigate
- Its position as infrastructure between financial institutions and software applications.
- A stronger product position becomes economically meaningful when customers renew, expand and pay enough to cover delivery costs.
Pressure-test the thesis
- Regulation and privacy.
- Bank-led alternatives.
- Customer concentration.
What to watch next
01
Connection growth — what changed in the latest original disclosure?
02
New payment products — what changed in the latest original disclosure?
03
Bank relationships — what changed in the latest original disclosure?
THE RIGHT CONVERSATION STARTS HERE
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YOUR RESEARCH WORKSPACE
Keep the questions that matter.
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06 / RESEARCH TRAIL
Go straight to the source.
Research checked Sep 18, 2026. Selected public disclosures, not a complete capitalization table or securities-filing search. Missing information is left unconfirmed. No investment availability or IPO date is implied.